Supercharge your cash with rates and products usually reserved for the 1% — Only $5/month.
No minimum balance and up to $2.5 million in FDIC insurance through partner banks – Earn 9x the national savings average.* No cap.
You contribute, we boost. Get a 3% match on eligible IRA contributions.
Invest or earn interest on all that extra cash when redeemed into a Robinhood brokerage account. It’s a win win.
Combined with access to industry-leading margin rates (4.7-5.75%).
Real-time insights with Nasdaq Level II data and analyst reports from Morningstar.
We're always looking for ways to help our customers make their money work for them. We leverage a network of partner banks to offer you a competitive APY on your uninvested cash. Once you have Gold, all you need to do is opt in to the brokerage cash sweep to have your uninvested brokerage account cash automatically “swept,” or moved, into deposit accounts at a network of program banks to earn interest.
That's easy... we've got 12 partner banks so you can enjoy a combined coverage of up to $2.5 million FDIC insurance across all of them.
You can earn the 3% match on all new IRA contributions, up to the contribution limit. The IRA Match will generally be available in your account and ready to invest when your deposits are completed. You must stay subscribed for Gold for one year in order to keep the 3% deposit match. See the IRA Match FAQ for more details about how it works.
Instantly! Your uninvested cash can be used to invest at any time to purchase assets in your brokerage account or IRA.