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With Robinhood Gold, get a 3% IRA boost of up to $420 when you max out your 2024 contributions by April 15th—and stack on your max contributions for 2025. Non-Gold? Enjoy a 1% match. You can also transfer any IRA or old 401(k) by April 30th for unlimited 2% match potential.

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Level up with Robinhood Gold

Your money makes money with 4% APY on uninvested cash, FDIC-insured up to $2.5 million at partner banks. Your first 30 days are free, then you'll pay a subscription fee ($5/month).

4% APY with High-Yield Cash

Earn more interest on your uninvested cash. There's no cap, and you can invest or withdraw anytime.*

Bigger Instant Deposits

Get up to $50K of your deposits instantly, so you can jump on investment opportunities faster.