Spring toward your future with an IRA boost from Gold
Build momentum toward retirement by earning an unlimited 2% match on IRA and old 401(k) transfers. Pick up the pace with the only IRA that adds an instant 3% boost* on annual contributions.
Build momentum toward retirement by earning an unlimited 2% match on IRA and old 401(k) transfers. Pick up the pace with the only IRA that adds an instant 3% boost* on annual contributions.
Robinhood Gold makes your money count for more with an extra $420. Just max out your annual contributions for 2024 by April 15, and those for 2025. Non-Gold members get a 1% match.
Transfer any amount from IRAs or old 401(k)s before April 30th, and you'll gain unlimited match potential on every dollar. Non-Gold members get a 1% match.
If you’re maxing out your 401(k) already, you may still be able to open and contribute to an IRA and invest even more toward your future (up to $7,000 for 2025). Robinhood is the only IRA that adds an instant boost on every dollar you deposit.
The IRA match is a 3% match on annual contributions with a Robinhood Gold subscription ($5/month) or 1% without. You get matched on any amount from contributions, IRA transfers, or old 401(k)s. We’ll add 1%. No cap. All IRA transfers and old 401(k) rollovers earn 2% with Robinhood Gold until April 30th. Refer to Robinhood Gold IRA Transfers Match for more information.
The match isn’t counted toward your annual contribution limits. The IRA contribution limits set by the IRS for 2024 and 2025 are:
Disclosures: The funds that earned the match must be kept in the account for at least 5 years to avoid a potential Early IRA Match Removal Fee. For more information, visit Robinhood’s Help Center or FINRA’s site. This is not a recommendation to roll over. A rollover is not your only option for an old 401(k). You generally have 4 options for what you can do with a 401(k) from a former employer. There are pros and cons to each that you should consider. This isn’t tax advice. Consult a tax professional to understand your unique situation. For more information, visit Robinhood’s Help Center or FINRA’s site. This is not a recommendation on any investment or investment strategy.
You’ll usually get your IRA match right away after your deposits settle. The exact amount of time depends on the type of deposit you’re making:
Yes! With a Robinhood IRA, it’s simple to set up automatic—or recurring—contributions. You can choose a schedule that works for you:
You can choose from thousands of stocks, ETFs, and options (for qualified traders) to invest in within your IRA. You can either pick your own investments or get a one-time recommended portfolio.
Recommended portfolios are available until April 30.
Disclosures: Investors should consider the investment objectives, risks, and charges and expenses of any Exchange Traded Product (ETP), including any Exchange-Traded Fund (ETF) and any Exchange-Traded Note (ETN), carefully before investing. The prospectus and, if available, the summary prospectus contain this and other information about the ETP and should be read carefully before investing. For a current prospectus, customers should visit the relevant ETP's details page to access a link to the prospectus.
Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount This is not investment advice, nor a recommendation of any specific asset or strategy. For specific questions, consult a professional. All investments involve risk and loss of principal is possible. Recommendations are one-time only. Any additional investment is at your sole discretion. Retirement recommendations aren’t available in Massachusetts at this time.